WITH OUR HELP, YOUR

DREAM HOME

IS CLOSER THAN YOU THINK

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We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Team Texas at Efinity Mortgage , we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Understanding Mortgage Loan Origination Fees

Understanding Mortgage Loan Origination Fees

May 30, 2023

Origination Fees are one of the fees you pay to buy or refinance a home. Although they vary by lender they are typically a percentage of your total loan amount.

How to Improve Your Credit to Get a Better Mortgage Deal

How to Improve Your Credit to Get a Better Mortgage Deal

May 23, 2023

There are at least five steps you can take to boost your score so that it is mortgage application ready.

Do I Have to Pay Private Mortgage Insurance?

Do I Have to Pay Private Mortgage Insurance?

May 16, 2023

Private Mortgage Insurance protects the lender in case you default, but it costs you money. Here are a few ways to avoid it.