Our Loan Programs
Conventional Loans
The most traditional way to finance a home
- 3% down payment options
- 620 minimum credit score
- $510,400 maximum loan amount
FHA Loans
Great for small down payments, low to moderate income, or special considerations.
- 3.5% down payment
- 580 minimum credit score
- $399,600 maximun loan amount
VA Loans
They served our country with honor, let's honor their service together.
- No down payment
- 580 minimum credit score
- $1,500,000 max loan amount. No MI
Jumbo Loans
For loan amounts greater than $510,400
- 10% minimum down payment
- Interest only payments available
ITIN Loans
No Social Security Number Needed
- 20% down payment required
- 640 minimum credit score
- 15, 20 & 30 year terms
Self-Employed Loans
Non-QM Bank Statements Programs
- $2,500,000 Max loan amounts
- 20% Down Payment required
- Non-warrantable condos considered
- No Tax Returns required on certain programs
- Investment properties
Construction Loans**
Build your Dream Home!
- 1 and 2 time close programs available
- Build on your own lot
- Choose your own Builder
- VA Eligible!!!
- $1,000,000 Maximum Loan Amount
Reverse Mortgage Loans
Purchase or Refinance options for seniors aged 62 and older
- No Mortgage payments required
- Taxes and HI must still be paid
Asset Based Loans
Non-QM Asset Based Qualification Programs
- $484,350 Maximum Loan Amount
- No adverse rate adjustments outside typical FNMA adjustments
- 15, 20, 30 year terms available
- No prepayment penalties
- 660 Minimum credit score
- 2-year credit history required
- $150,000+ liquid post-closing reserves are required
** Location Dependent