Our Loan Programs

Conventional Loans

The most traditional way to finance a home

  • 3% down payment options
  • 620 minimum credit score
  • $510,400 maximum loan amount

FHA Loans

Great for small down payments, low to moderate income, or special considerations.

  • 3.5% down payment
  • 580 minimum credit score
  • $399,600 maximun loan amount

VA Loans

They served our country with honor, let's honor their service together.

  • No down payment
  • 580 minimum credit score
  • $1,500,000 max loan amount. No MI

Jumbo Loans

For loan amounts greater than $510,400

  • 10% minimum down payment
  • Interest only payments available

ITIN Loans

No Social Security Number Needed

  • 20% down payment required
  • 640 minimum credit score
  • 15, 20 & 30 year terms

Self-Employed Loans

Non-QM Bank Statements Programs

  • $2,500,000 Max loan amounts
  • 20% Down Payment required
  • Non-warrantable condos considered
  • No Tax Returns required on certain programs
  • Investment properties

Construction Loans**

Build your Dream Home!

  • 1 and 2 time close programs available
  • Build on your own lot
  • Choose your own Builder
  • VA Eligible!!!
  • $1,000,000 Maximum Loan Amount

Reverse Mortgage Loans

Purchase or Refinance options for seniors aged 62 and older

  • No Mortgage payments required
  • Taxes and HI must still be paid

Asset Based Loans

Non-QM Asset Based Qualification Programs

  • $484,350 Maximum Loan Amount
  • No adverse rate adjustments outside typical FNMA adjustments
  • 15, 20, 30 year terms available
  • No prepayment penalties
  • 660 Minimum credit score
  • 2-year credit history required
  • $150,000+ liquid post-closing reserves are required

** Location Dependent